On-Ramping and Off-Ramping

Ribbit will enable users to move easily between fiat and crypto through built-in on-ramp and off-ramp features. This means users can buy crypto with their local currency or convert their crypto back into cash, all from within the app.

To buy crypto, users will be able to pay using debit cards, credit cards, or supported bank methods. These purchases will be processed through licensed third-party payment partners. Once completed, the purchased crypto is sent directly to the user's Ribbit wallet.

To sell crypto, users can select the token and amount they want to convert. The app will then guide them through the process of cashing out, sending the funds to their linked bank account or card. Ribbit will clearly show the conversion rate, fees, and expected delivery time before the transaction is submitted.

All on-ramp and off-ramp activity will be secured through KYC and follow regulatory guidelines based on user location. This helps prevent fraud and ensures smooth cooperation with financial partners.

These features allow Ribbit to serve as a complete wallet for users who want to go between fiat and crypto without leaving the app or relying on separate platforms.