Phase 4 (Payments)
In Phase 4, Ribbit moves beyond crypto storage and DeFi tools to offer real-world utility. The focus is on helping users spend their digital assets like regular money. This includes issuing a payment card that can be used at any store that accepts Visa or Mastercard, as well as enabling services like bill payments, travel bookings, and mobile top-ups. The goal is to make crypto useful in everyday life without needing to move funds to traditional banks or exchanges.
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