> For the complete documentation index, see [llms.txt](https://ribbit-wallet.gitbook.io/ribbit-wallet-whitepaper/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://ribbit-wallet.gitbook.io/ribbit-wallet-whitepaper/roadmap-and-features/phase-3-coming-soon.md).

# Phase 3 (Coming Soon)

In Phase 3, we focus on turning Ribbit into a complete financial platform. The goal is to make it easy for users to move between crypto and fiat without needing other apps. We also begin preparing the product for mainstream use by adding regulatory features.