# The Problem Most crypto wallets today are made for holding or trading tokens. They are not built for actual usage. They often support only a few chains. Many of them require technical knowledge to set up or use. On top of that, there is no easy way to spend your crypto without first converting it through several steps. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://ribbit-wallet.gitbook.io/ribbit-wallet-whitepaper/meet-ribbit-wallet/the-problem.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.